Guides for first-time crypto receivers
Someone wants to pay you in USDT. Here is what that involves.
A client, an employer, a buyer or a relative has offered to send crypto. These guides cover the account you'll need, the details the sender asks for, how to confirm the money actually landed, and how to turn it into money you can spend.
Who is paying you?
Freelance clients usually want an address and a network, and some want an invoice. Agree who pays the network fee before you send the details, and don't start the work on a promise of a screenshot.
What to set up before you say yes to a clientA real employer doesn't ask you to deposit anything first, buy 'equipment' in crypto, or pass money on to someone else. Check the offer before you do any work, then give payment details the normal way.
Checks before working for USDTWhen you sell something for crypto, the goods go out after the payment shows in your own account, not after a screenshot or an email that says it was sent.
How to confirm a payment really arrivedA stablecoin transfer can be cheaper than a remittance app, or not, depending on how you cash out at your end. Compare the full route, both ends included, before switching.
USDT or a remittance app: the costs to compareIf you haven't got an account yet, read this one first
The sign-up walk-through written for receivers: how the referral code gets attached, which verification you need before money can arrive, and how to find the deposit address the sender is waiting for.
The route a payment takes, and where each guide fits
Every guide, in the order you'll need it
01
Before you say yes
What to know before you accept a crypto payment from anyone.
- Someone Wants to Pay You in USDT: What to Set Up
Someone wants to pay you in USDT? Set up five things first: a verified place to receive, the network, the fee, a way to confirm arrival and a cash-out plan.
- A Job Pays in USDT? Checks Before You Do Any Work
A job that pays in USDT can be real or a task scam. Answer these five questions before you do any work, pay any deposit or top up any account.
- USDT vs a Remittance App for Money From Family
Money from family abroad: compare a USDT transfer with a remittance app by adding every fee and exchange-rate margin, with a worked example of each route.
02
Open the account
Getting an exchange account that can receive money.
- How to Sign Up for Binance to Get Paid (BNB986)
How to open a Binance account to get paid: sign up, verify your identity, secure the account and find the right deposit address before your first payment.
03
Tell the payer what to send
The details the sender needs, and who covers the fee.
- What Should You Send the Person Paying You?
What to send the person paying you in crypto: the coin, the network, the address or ID and any memo, in one message, plus the checks to make before you send it.
- Binance Pay ID or Deposit Address: Which to Share
Binance Pay ID or deposit address: give a Pay detail only when the payer sends from their own Binance account, and an address plus network for everyone else.
- Who Pays the Fee When Someone Sends You Crypto?
Who pays the fee when someone sends you crypto? The sender's side does, but a withdrawal fee taken from their amount is why 500 USDT can arrive as 499.
- How to Invoice a Client in USDT, With a Template
How to invoice a client in USDT: the fields to include, USD versus USDT pricing, the network and fee lines, a copyable template and what to record once paid.
- Got a Binance Gift Card? How to Redeem It
How to redeem a Binance gift card in your own verified account on the app or website, why it must be redeemed in full, when it expires, and scams to spot.
04
Check it really arrived
Proof that holds up, and the tricks that imitate it.
- Has the Crypto Payment Arrived? Checking a TXID
Has the crypto payment arrived? Check your own account history or look up the transaction ID on a block explorer, because screenshots prove nothing.
- Fake Crypto Payment Proof: 3 Tricks to Know
Fake crypto payment proof usually arrives as an edited screenshot, an overpayment refund request or a lookalike token. Here is the check that stops each.
05
Turn it into money you can use
Selling for local currency, or deciding to hold.
- Selling USDT on Binance P2P for the First Time
Selling USDT on Binance P2P for the first time: add a payment method in your name, pick a buyer, and release only when the full payment is in your bank app.
- Keep Your Pay in USDT or Convert It Right Away?
Should you keep your pay in USDT or convert it right away? It depends on your bills, the loss you could absorb, and what converting twice costs.
06
Holds and paperwork
When a deposit is paused, and what to keep on file.
- Why Binance Might Hold an Incoming Deposit
Why a Binance deposit seems on hold: pending confirmations, a paused network, a wrong network or memo, a low amount or an unverified account, and the fixes.
Free tool
USDT invoice maker
Fill in the job, the amount and your receiving details, then print a clean invoice or copy a payment message for your client. It runs in your browser and saves nothing.